ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. On the Better Business Bureau there are currently 1,101 complaints closed in last 3 years, 456 complaints closed in last 12 months, and 147 reviews amounting to 1.12 stars overall. If youre in this category, these cards can be an option for you, but consider the high fees and research other credit cards before you applyyoure likely to find products with better terms targeting the same consumer category. Milestone Card reports to all three credit bureaus, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. But it also depends on your credit score and financial history. Setup Autopay and ensure your payments are made on time every month. At Genesis Financial Solutions, we put consumers first by providing non-prime consumers a second chance to access quality financing solutions and direct-to-consumer credit cards. However, the collections company typically collects on credit card debt according to many complainants. Extended warranty and price protection on purchases. Editorial integrity is central to every article we publish. Best Of Genesis Financial Solutions Card Services - Bankrate Note, however, that once you apply, a hard inquiry will appear on your credit report. As a result, the company began offering credit cards for these types of consumers. See details. I only want Genesis FS Card Services, *** to stop. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. You can sue a debt collector. The consumer telephone number is 866-502-6439 and the main website is www.genesis-fs.com/. %@H2U``bd`qo0 A_ destiny.myfinanceservice.com - Home Page - Destiny Mastercard In order to close account, charge of $75 annual fee still charged. Whether you're looking to build credit as a new user or rebuild credit after a bankruptcy or string of delinquencies causing your score to drop, a Genesis FS credit card may be the solution for you. Well use the last four digits of your Social Security number to get your approval odds. The $300 credit limit also comes with a cardholder agreement for a $75 annual fee and $99 each year after, with either a 9.9%, 19.9%, 24.9%, or 29.9% APR. They easily called Genesis and changed my info (address especially, will explain) to a ******* address and asked for new cards, which Genesis promptly did and sent them. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com This compensation may impact how and where links appear. Keep billing me interest and finally attack my credit rating when the interest they illegally charge is. . , and serviced by Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006 Contact . Get a Mastercard accepted online, in store and in app. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. And we pore over customer reviews to find out what matters to real people who already own and use the products and services were assessing. The 3 best Genesis FS credit cards of 2022 | ZDNET Absolutely. The Bad. Rather than focusing on the number of complaints, BBB considers how frequently and effectively those complaints are resolved. This website is attorney advertising: prior results do not guarantee a similar outcome. When you apply, you will be instructed by a representative of the retailer to take a copy of this document. Since 2004, CreditCards.com has worked to break down the barriers that stand between you and your perfect credit card. If you see inaccuracies in our content, please report the mistake via this form. Yes, we would love to help. hb```@(0 We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. Where is the purchase your charging interest for?The account is closed, we don't want anything from your company and have expressed this over the phone numerous times already. $0 cash advance fee during the first year. Make a payment with confidence knowing your account is protected with our fast and secure system. Therefore, the company and the alleged debt that you may have been contacted about should be taken seriously. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. You could be eligible for no annual or monthly maintenance fee with a 24.9% APR and 29.9% cash advance APR. Payments are Convenient and Secure Make a payment with confidence knowing your account is protected with our fast and secure system. editorial integrity, Get Pre-Qualified today for the Milestone Mastercard Call us today to find out how we may be able to assist you with your case. This is not legal advice. Apply now at Genesis FS Card Services's secure site Rewards rate This card doesn't offer cash back, miles, or points Intro offer No current offer Annual fee $59-$99 Regular APR 24.90% Recommended credit 300-670 (Bad to Fair) Card details Highlights $0 Fraud Liability for unauthorized use offers you peace of mind Every time I contact them. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Weve helped more than 15,000 consumers stop harassment and recover money from debt collectors. They have records and act like they don't. Were sorry, but something went wrong and we couldnt find your approval odds. Please call me Monday 8/15. Milestone Mastercard Reviews: Is It Any Good? (2023) | SuperMoney They know EXACTLY what the complaint is and that my identification was stolen regarding those cards. How is this company allowed to continue to operate?? However, all credit card information is presented without warranty. This wont impact your credit score. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. hWkk9+%ghA&ljp`K\ilQuGBFXN(n4QByQBRhjcZbURd,lI5Il(2H(11)A2`tF6YAs,F& We value your trust. Everything you need is right here. I have already wasted hours on the phone with their customer service team and want this handled directly by someone in the fraud department. they stick together and read notes to keep saying the same thing, so I contact my bank for the other $200, and they go to my milestone card and reverse payment from there and add . Avoid the worry of making payments with Autopay. Its amazing what a ********************** business this company is. %PDF-1.5 % Call 475-277-1600 NOW. The Genesis FS Milestone Gold Mastercard is issued by The Bank of Missouri and offers up to a $1,000 credit limit for those who qualify. View statements, enroll in paperless statements, pay your bill, update your contact information, and more! Other than an address for a website that lets you do nothing other than apply for their worthless credit card, the solicitations have no contact information, no email address and no phone number with which to contact anyone to demand they cease and desist. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. For those approved for a $300 credit limit, there are several cardholder agreements. From industry experts to data analysts and, of course, credit card users, were well-positioned to give you the best advice and up-to-date information about the credit card universe. You're working hard to achieve your goals and a challenging credit history shouldn't stand in your way. Bankrates editorial team writes on behalf of YOU the reader. When you click on The cards let consumers purchase products and services to meet everyday needs.. $35. Given how slow the legal system is, they were lightening fast! They just say they are working on it, it is total fraud and someone billed this and took the money but Genesis will not confirm anything or help. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. You might qualify for a $59 annual fee with either a 24.9% or 29.9% APR and a 29.9% cash advance APR or a $125 annual fee with a 29.9% cash advance and purchase APR. When your credit isnt in the best shape, many of the credit card options available to you may be secured cards, which require a security deposit at the time of application. H/9d.eJ?SL%~8-/hvQ@Y\F:} q5N .N E^u''\. The Milestone Mastercard is issued by The Bank of Missouri and serviced by Genesis FS Card Services, Inc. (NMLS #1549514) Lemberg Law received an A+ rating from the BBB. Each card comes with either a 24.9% or 29.9% APR for interest and cash advances. About every two weeks, I get a solicitation from this business for a credit card. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. On the, It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to, Public Access to Court Electronic Records (PACER). 2023 Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006. Genesis Financial Solutions was founded in 2001 by a group of financial services experts. Accuracy, independence and authority remain as key principles of our editorial guidelines. Get a Mastercard accepted online, in store and in app. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. If a debt collector has contacted you, make sure you understand your rights before taking action. There are several cardholder agreements you could qualify for with a $300 credit limit. Additionally, on Google Reviews, the collections company has received 38 reviews, amounting to a 1.2 star review overall. at Genesis FS Card Services's secure site, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. This credit card comes with an annual fee, and you may also have to pay a monthly fee, which is considered set up and maintenance fees. Keep an eye on your inboxwell be sending over your first message soon. In a letter dated 1/20/23, GFS now says after investigation we were unable to resolve this dispute in your favor for the following reasons: Merchant provided documentation to show your presence at the time of purchase," and "while applying for credit, Upon the opening of the account, your personal identification information was verified. After the financial crisis of 2008, the group realized how much demand there was among consumers with low credit scores or limited credit history. Copyright 2023 CreditCards.com a Red Ventures Company. Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. They know exactly what is going on here and what the issues have been. The Destiny Mastercard also comes with a $700 credit limit, which comes with a 35.9% cash advance and an interest rate of 35.9%. $0 Fraud Liability for unauthorized use offers you peace of mind, Access to an unsecured credit card - no security deposit required, Nationwide acceptance - use anywhere Mastercard is accepted in app, in store, and online, Pre-qualifying is quick and easy and will let you know if you are qualified without impacting your credit score, Reports your payments to all three major credit bureaus, Use your card in app, in store, and online - Nationwide wherever Mastercard is accepted, Build on your credit history with the Milestone Mastercard, Quick and easy pre-qualification that does not impact your credit score. You can email the site owner to let them know you were blocked. Towed one time. MasterCard is an Equal Opportunity Employer. Consumer Accounts - genesis-fs.com Though this collection company promises to be a professional and reputable business, it is still possible that this collections company may still have violated the FDCPA. Lastly, according to dnb.com, this collections company has an annual revenue of $65.65 million and an employee base of 490. Read more about the firm. This compensation may impact how and where products appear on the site, including for example, the order in which they appear within listing categories. There is no information currently available regarding the companys clientele and areas of expertise. Additionally, this collections company claims that alongside the companys 20+ years of experience within collections exists a company which claims to attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. Once you've decided which card fits your needs, apply for it. The offers that appear on this site are from companies from which CreditCards.com receives compensation. They kept me up to speed the whole way. Genesis FS offers the option to pre-qualify without affecting your credit score, so you can find out what terms you qualify for before you apply, which will then show up on your credit report as a hard inquiry. Genesis and Genesis Credit are registered trademarks of Genesis Financial Solutions, Inc. Destiny, Indigo, and Milestone are registered trademarks of Genesis FS Card Services, Inc. Delivering FinancingSolutions for Merchants and Consumers. Home Page - Milestone Gold MasterCard The private-label credit programs offered through the Genesis Credit brand, allows merchants to provide financing solutions to customers who are turned down by primary lenders. Learn More GENESIS CREDIT Best Genesis FS credit card overall (and for those with bad credit), These Experts Are Racing to Protect AI From Hackers. You can absolutely sue. Disgustingly 4-6 emails daily, Spam phish credit card email trying to steal personal information, We made only 2 orders on the *** website the dates are order # 1 Nov 25,2022 $1,045.54 Order # 2 Nov 28,2022 $365.06 6 items in each order We returned the following 4 items in the store with the manager at ********* Bronx ** on dec 3,2022 1)Black bracelet item #********* $59.99(we returned it because it was the wrong item)2) praying hands charm item #*********(returned to small)3)letter o charm item #********* (Returned to small)4)men wedding band black and white diamond ring item #********* (Returned to small)We then received a couple of days later the correct black bracelet item #********* So total of 3 items were returned to your company Total amount for 2 Orders without returns $1,045.54+$365.06=$1,410.60 Total statement should be after returns we made is $957.01 which your company received the returned items on dec 3,2023 Jan and Feb statement from *** credit card company is $1,380.54 as you can see from the attachment And the statement should be $957.01 not ($1380.54)This has been going on for 2 long months and hours and hours on the phone with so many different reps we will not pay for items that were already returned we are being overcharge in the amount of $423.86 and charged a late fee of $40I hope this is the final step to solving this problem in a timely manner. BBB Business Profiles generally cover a three-year reporting period. Because only Genesis FS Card Services, Inc. is sending me repeated solicitations that are exactly the same, and in a amount and frequency that is simply harassing. As a part of the second-look financing market, you don't need an excellent, or "prime" credit score to get approved for Genesis credit. I contacted GFS on 12/27/22 to report the fraud to them, and they requested I complete and return an affidavit from www.identifytheft.gov to them within the next 20 days. Harassed? Pros & Cons of Milestone credit card. Gen says it is in a dispute status, but then placed it back into repayment status, charging interest. I am at the end of my rope with this company. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. You can pre-qualify for Genesis FS credit cards without affecting your credit score, so you know what you qualify for and the terms. Another option could be a $75 initial annual fee with a $99 annual fee each year after. , which reports all federal complaints within the U.S. federal systems docket. Genesis FS Card Services has received a many complaints over its time in business. See the best credit card offers from Genesis FS Card Services below. I have sent them this info several times now. Content published under this author byline is generated using automation technology. Thank you for all your help., INCREDIBLE EXPERIENCE! I have ALREADY filed complaints with Transunion among others. If you're approved for a $300 Destiny Mastercard, your annual fee billed the first year and each year after is $35 or $59. 18 reviews of Genesis Financial Solutions "Genesis has had absolutely horrible customer service. The refused to give me a account #, they have been caused in the pass reporting to credit bur.causing my scores to drop.
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